Privacy Policy
This Privacy Policy explains how Hoy Invexa ("Hoy Invexa", "we", "us", or "our") collects, uses, discloses, and safeguards information when you visit our website or engage with our liquidity optimisation services. This is a general draft policy provided for informational purposes and should be reviewed and adapted to your specific operational and jurisdictional requirements before publication.
By accessing or using our website, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the terms described here, please do not use our website or services.
1. Information We Collect
We may collect information in the following categories when you interact with our website or services:
- Contact information — such as your name, email address, phone number, and company name, submitted through forms on our website.
- Business information — details you voluntarily provide about your organisation's treasury or liquidity operations for the purpose of evaluating our services.
- Technical data — such as IP address, browser type, device information, referring pages, and pages visited, collected automatically through standard web logging and analytics tools.
- Cookies and similar technologies — used to remember preferences and understand website usage patterns, as described in Section 6 below.
2. How We Use Your Information
We use the information we collect for purposes that may include:
- Responding to inquiries and providing requested information about our services.
- Operating, maintaining, and improving our website and its content.
- Communicating with you about updates, offers, or matters relevant to an ongoing business relationship.
- Analysing usage trends to improve website performance and user experience.
- Complying with applicable legal obligations and enforcing our agreements.
3. Legal Basis for Processing
Where applicable data protection law requires a legal basis for processing personal information, we rely on one or more of the following: your consent, the necessity of processing to perform a contract or take steps toward entering one at your request, our legitimate business interests in operating and improving our services, and compliance with legal obligations. You may withdraw consent at any time where consent is the basis for processing, without affecting the lawfulness of processing carried out prior to withdrawal.
4. How We Share Information
We do not sell personal information. We may share information with:
- Service providers who perform functions on our behalf, such as hosting, analytics, and communication tools, under obligations to protect the information they process.
- Professional advisors, including legal and financial consultants, where necessary for our business operations.
- Authorities where disclosure is required by law, regulation, legal process, or governmental request.
- Successors in the event of a merger, acquisition, or sale of assets, subject to standard confidentiality expectations.
5. Data Retention
We retain personal information only for as long as necessary to fulfil the purposes described in this Policy, including satisfying legal, accounting, or reporting requirements. When information is no longer needed, we take reasonable steps to delete, anonymise, or securely dispose of it.
6. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to distinguish you from other users, remember preferences, and understand how the site is used. You can configure your browser to refuse cookies or alert you when cookies are being sent. Disabling cookies may affect the functionality of certain parts of our website.
7. Data Security
We implement reasonable technical and organisational measures designed to protect information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. International Data Transfers
Depending on how our services and infrastructure are configured, information may be transferred to, stored, and processed in countries other than the one in which you are located. Where such transfers occur, we aim to ensure appropriate safeguards are applied consistent with applicable data protection requirements.
9. Your Rights
Depending on applicable law in your jurisdiction, you may have rights that include: accessing the personal information we hold about you; requesting correction of inaccurate information; requesting deletion of your information; objecting to or restricting certain processing; and requesting a portable copy of your information. To exercise any of these rights, please contact us using the details on our website. We may need to verify your identity before responding to your request.
10. Children's Privacy
Our website and services are intended for business use and are not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.
11. Third-Party Links
Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their privacy policies before providing any information.
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will revise the date associated with this policy where applicable. Continued use of our website after any changes constitutes acceptance of the revised policy.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out through the contact information provided on our website.
This document is a general template and does not constitute legal advice. Hoy Invexa recommends consulting a qualified legal professional to ensure this policy accurately reflects your data practices and complies with applicable laws in your operating jurisdictions.