Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Hoy Invexa ("we", "us", "our"). By accessing our website or engaging our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.
This is a general draft template provided for informational purposes only. It has not been reviewed by legal counsel and should be adapted to reflect your specific business practices and applicable jurisdiction before use.
1. Acceptance of Terms
By using this website, submitting an enquiry, or engaging Hoy Invexa for any service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website or services after changes are posted constitutes acceptance of the revised Terms.
2. Description of Services
Hoy Invexa provides AI-driven liquidity optimisation tools and related advisory services designed to help businesses manage and allocate reserves. The information, tools, and materials presented on this website are for general informational purposes and do not constitute financial, investment, tax, or legal advice. Any decisions made based on content or tools provided by Hoy Invexa are made at your own discretion and risk.
3. Eligibility
Our services are intended for use by businesses and authorized representatives who have the legal capacity to enter into binding agreements. By using our website or services, you represent that you meet these requirements and that all information you provide to us is accurate, current, and complete.
4. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the site by any third party. Prohibited activities include, but are not limited to:
- Attempting to gain unauthorized access to any part of the website, servers, or connected systems.
- Introducing viruses, malware, or any other technologically harmful material to the website.
- Copying, reproducing, or redistributing content from this website without prior written consent.
- Using automated systems (bots, scrapers) to extract data from the website without authorization.
5. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, icons, images, and software, is the property of Hoy Invexa or its licensors and is protected by applicable intellectual property laws. No part of this website may be reproduced, distributed, or transmitted in any form without our prior written permission, except as necessary for personal, non-commercial viewing.
6. Third-Party Links
This website may contain links to third-party websites or resources that are not owned or controlled by Hoy Invexa. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of such websites is at your own risk and subject to their respective terms and conditions.
7. Service Availability
While we strive to keep our website and services accessible and operational at all times, Hoy Invexa does not guarantee uninterrupted or error-free access. We reserve the right to suspend, withdraw, or restrict availability of all or part of the website or services for business or operational reasons at any time, without prior notice.
8. Fees and Payment
Where applicable, fees for services provided by Hoy Invexa will be communicated in advance through a separate agreement, proposal, or invoice. All fees are exclusive of applicable taxes unless otherwise stated. Payment terms, methods, and schedules will be specified in the relevant service agreement between you and Hoy Invexa.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Hoy Invexa shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, or business opportunities, arising out of or in connection with your use of the website or services, even if we have been advised of the possibility of such damages.
Nothing in these Terms shall exclude or limit liability for matters which cannot be lawfully excluded or limited under applicable law.
10. Disclaimer of Warranties
The website and all services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Hoy Invexa does not warrant that the website will be uninterrupted, secure, or free of errors or defects.
11. Indemnification
You agree to indemnify and hold harmless Hoy Invexa, its affiliates, employees, and representatives from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the website, breach of these Terms, or violation of any applicable law or third-party rights.
12. Termination
We reserve the right to suspend or terminate your access to the website or services at our sole discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the legitimate interests of Hoy Invexa.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Hoy Invexa operates, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, subject to applicable mandatory consumer protection laws.
14. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.
15. Entire Agreement
These Terms, together with our Privacy Policy and any separately executed service agreements, constitute the entire agreement between you and Hoy Invexa regarding your use of the website and services, superseding any prior agreements or understandings, whether written or oral.
16. Changes to These Terms
We may revise these Terms from time to time to reflect changes in our services, business practices, or applicable law. The updated version will be posted on this page with a revised effective date. We encourage you to review these Terms periodically to stay informed of any updates.
17. Contact
If you have questions regarding these Terms and Conditions, please reach out through the contact channels provided on our website.